THE COLOR OF MONEY COLUMN: Child Identity Theftcredit: blackamericaweb.com
WASHINGTON -- Tara called into my XM radio show distressed about her debt. But unlike many people who complain about the bills they allowed to mount, much of her debt was not her fault. Someone, perhaps her grandmother, parents or a close relative, had stolen Tara's personal information and opened credit card accounts -- one when she was just 16. This young woman is part of a small but disturbing trend in identity theft, where crooks steal your personal information and open credit in your name.
One might think children would be spared from this crime since who in their right mind would extend credit to a kid.
The Federal Trade Commission reported that identity theft on behalf of victims under 18 rose from 6,512 in 2003 to 10,835 in 2006. In 2003, just 3 percent of identity theft victims were under 18. By last year, the figure had reached 5 percent. But keep in mind these figures only represent formal complaints.
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To quote radio talk show host Michael Baisden,
that's some 'fragga-knackle bull' right there!
stealing a child's identity?!
Most of the perpetrators are the parents!
I know of parents who messed their credit up, and then mesed their kids
credit up too. Kids don't find out about it until they get their credit pulled.
I feel if this crime is committed against childen (esp by parents) prosecute them to the fullest extent of the law!!
For information and safeguards regarding identity theft go here:
you betta recognize!!
Ivent
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Yours in Reason, Bria :)