While December of each year makes me literally thank God I made it through somehow, it's also a time to lament.I get to bemoan the fact that I'm no closer to being debt free, then I was last year.
Not cool.
On the way home tonight, a friend and I were discussing the largest encumbrance in our lives:
DEBT.
In conversation, we realized what's needed is a network of support that's designed to encourage and uplift as we forge our path to financial freedom.
Getting a copy of one's credit history can cause some people to become gripped by fear.
It can be embarrassing, and humiliating-but it's necessary.
It will serve as a gauge of where we are and where we're going.
Credit is personal.
Your personal information isn't needed, simply your struggles (i.e., sticking to a budget, can't pass up a shoe sale, etc) and your goals (to put $10, $100 etc in the bank, monthly).
If you would like to know where to start, how to start...then this support group may be for you.
There are many books and websites available that offers great advice on how to get out of debt. Please share them! Understand, what works for you- may not work for someone else; but you WILL NOT come across information that says you DON'T NEED your credit report and a budget.
This is a journey.
Debt did not happen overnight and realistically,
financial freedom will not come overnight.
If:
This will be a support group made up of everyday people with everyday problems.
We'll work together towards financial freedom.
Some will achieve their goals sooner than others, and that's fine.
We (esp. in the black community), must stop making excuses for being fiscally deficient.
Honesty with self is necessary, so that we may leave a legacy of fiscal responsibility to our offspring.
If you are interested please send an email with "Debt Free" in the subject line to:
iventbybloggingYBR@gmail.com
Remember:
DEBT.
In conversation, we realized what's needed is a network of support that's designed to encourage and uplift as we forge our path to financial freedom.
Getting a copy of one's credit history can cause some people to become gripped by fear.
It can be embarrassing, and humiliating-but it's necessary.
It will serve as a gauge of where we are and where we're going.
Credit is personal.
Your personal information isn't needed, simply your struggles (i.e., sticking to a budget, can't pass up a shoe sale, etc) and your goals (to put $10, $100 etc in the bank, monthly).
If you would like to know where to start, how to start...then this support group may be for you.
There are many books and websites available that offers great advice on how to get out of debt. Please share them! Understand, what works for you- may not work for someone else; but you WILL NOT come across information that says you DON'T NEED your credit report and a budget.
This is a journey.
Debt did not happen overnight and realistically,
financial freedom will not come overnight.
If:
- Financial freedom is something you desire.
- You are willing to be brutally honest with yourself.
- You are seeking a support system, as you make changes in your life
- You would like to be part of the support system.
- Have ideas, strategies, contributions that may be beneficial to those wanting to make a change in their fiscal lives.
- You are ready for a CHANGE
This will be a support group made up of everyday people with everyday problems.
We'll work together towards financial freedom.
Some will achieve their goals sooner than others, and that's fine.
We (esp. in the black community), must stop making excuses for being fiscally deficient.
Honesty with self is necessary, so that we may leave a legacy of fiscal responsibility to our offspring.
If you are interested please send an email with "Debt Free" in the subject line to:
iventbybloggingYBR@gmail.com
Remember:
"Smooth seas do not make skillful sailors."
-African Proverb
-African Proverb
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Please know...threats of hell and bible scriptures are futile-look at your church if you don't believe me! Get your 'body of christ' in order and then come talk to me.
Yours in Reason, Bria :)