Showing posts with label money. Show all posts
Showing posts with label money. Show all posts

Monday, February 04, 2008

Discrimination is "Krystal" Clear at Krystal Restaurant

BLACK RESTAURANT WORKERS SUE OVER STRIP SEARCH: Managers of Ga. venue accused of unfairly targeting black employees over missing money.

*Four black former employees of a north Georgia restaurant say they were unfairly strip searched by white managers and that three of them were fired after they complained, reports Fox News.

The federal agency's complaint says managers searched the four employees after $100 disappeared from a white employee's cash register at the Krystal restaurant in Winder in June 2005.

Herbert Hunter, Daphne Hill and Shannon Jackson say they were fired after they complained that only black employees were strip searched. Quinthony Brown did not return to work after he was searched.

The Equal Employment Opportunity Commission has filed a lawsuit on their behalf, seeking back wages plus interest.

"We don't want any other employee subjected to this kind of treatment," Vincent Hill, the EEOC attorney handling the case, told the Athens Banner-Herald.

The employees complained to the EEOC two months after the alleged incident, and the agency has been working to negotiate a settlement with New Capital Dimensions, the Milledgeville-based company that formerly owned the Winder franchise of the Krystal chain that operates across the South.


source




**scroll to the bottom and get Recognizd! Sign my "Slide Guestbook**

Wednesday, December 26, 2007

Starting A New Chapter in Life...

While December of each year makes me literally thank God I made it through somehow, it's also a time to lament.

I get to bemoan the fact that I'm no closer to being debt free, then I was last year.
Not cool.


On the way home tonight, a friend and I were discussing the largest encumbrance in our lives:
DEBT.

In conversation, we realized what's needed is a network of support that's designed to encourage and uplift as we forge our path to financial freedom.
Getting a copy of one's credit history can cause some people to become gripped by fear.
It can be embarrassing, and humiliating-but it's necessary.
It will serve as a gauge of where we are and where we're going.

Credit is personal.
Your personal information isn't needed, simply your struggles (i.e., sticking to a budget, can't pass up a shoe sale, etc) and your goals (to put $10, $100 etc in the bank, monthly).

If you would like to know where to start, how to start...then this support group may be for you.

There are many books and websites available that offers great advice on how to get out of debt. Please share them! Understand, what works for you- may not work for someone else; but you WILL NOT come across information that says you DON'T NEED your credit report and a budget.

This is a journey.
Debt did not happen overnight and realistically,
financial freedom will not come overnight.

If:
  • Financial freedom is something you desire.
  • You are willing to be brutally honest with yourself.
  • You are seeking a support system, as you make changes in your life
  • You would like to be part of the support system.
  • Have ideas, strategies, contributions that may be beneficial to those wanting to make a change in their fiscal lives.
  • You are ready for a CHANGE
Then this may be for you.
This will be a support group made up of everyday people with everyday problems.
We'll work together towards financial freedom.
Some will achieve their goals sooner than others, and that's fine.
We (esp. in the black community), must stop making excuses for being fiscally deficient.
Honesty with self is necessary, so that we may leave a legacy of fiscal responsibility to our offspring.
If you are interested please send an email with "Debt Free" in the subject line to:

iventbybloggingYBR@gmail.com


Remember:

"Smooth seas do not make skillful sailors."
-African Proverb


(african proverb courtesy of Motivational Sayings)

Saturday, December 22, 2007

Betcha didn't know these Interesting Money Facts!

I came across these facts at Ann's blog The Old Black Church by way of a website called Tomboutus



I found this list on Tomboutus a few hours ago and thought I would share it with you. Before you can ever start to increase your wealth or even save money for that matter you have to change the way you think about money. This list shows how Americans truly feel about the almighty dollar. How many of these psychological feelings about money do you agree with?

1. More of our fantasies are about money… than sex.
2. If we could have any luxury in the world (and money didn’t matter) more of us would choose to spend money on a butler and a maid than anything else.
3. 90% of Americans who own pets buy them Christmas gifts.
4. Money is the leading cause of disagreements in marriages.
5. 65% of Americans would live on a deserted island all by themselves for an entire year for $1,000,000.
6. For $10,000,000 most of us would do almost ANYTHING! Including abandoning our family and friends and our church. A very high percentage of us would, for that same amount of money, change our race or sex. And, 1 in every 14, would even murder someone for ten million bucks.What’s really strange about this is, the statistics remain the same whether it’s ten million dollars all the way down to three million. For three million bucks, most of us would do the same horrible things we would do for ten million. But, guess what? Few of us would do these things for a “measly” two million.
7. 92% of us would rather be rich than find the love of our lives.
8. Here’s a weighty one: Money (or the lack thereof) is the biggest stress inducer in the lives of Americans. We worry more about money than our marriages, our health, or even who’s going to win the Superbowl Game or come out on top in the latest Survivor TV show.
9. If you get your money out of a Hitachi ATM machine in Japan, it will be laundered. The way they do it is, they briefly press the bills between rollers at high enough temperatures to kill most bacteria.
10. Women have very fixed ideas on how much they are willing to spend on a bra. 38.3% of women won’t spend $30 for a bra. 28.4% won’t spend $50. 10% would pay as much as $75. And, only 3.5% would shell out $100. But, you know what? Almost 20% of women say they would pay almost anything for a bra. This is because they consider (and I guess so do a few men) that the contents of what those bras are encasing is of extremely high-value.
11. Nearly half of the people who sell their houses with furniture included will take all the light bulbs out of all the lamps when they vacate the premises.
12. Most people won’t bend over to pick up money lying on the sidewalk unless it’s at least a dollar.
13. Most Americans think pennies are a pain in the ass and the U.S. Mint should stop making them.
14. There is about 405 billion dollars in circulation. Only 32 million of that amount is counterfeit. That means, the percentage of counterfeit money in America is .0079%. And, $20 bills are more often counterfeited than $100 bills.
15. Do people care if their bills are crisp? Indeed, they do. Fresh, crisp, clean bills are considered much more valuable than those which are old, wrinkled and dirty.I once sent a ‘dollar bill thank you’ letter to a guy who sent a sincere letter back to me bitching the free $1 bill I sent him was wrinkled instead of crisp as I had described in the letter.
16. Let’s flip a coin and try to guess whether it will come up heads or tails. Three times as many people guess ‘heads’ than ‘tails’.
17. Here’s one I personally think really sucks: One out of every four Americans believe their best chance of getting rich is by playing the lottery.
18. How about this one for a shocking fact: 5% of lottery ticket buyers buy 51% of all tickets sold. (Trust me, none of these people belong to the “Einsteins of America Society”.)
19. A staggering 74% of us are influenced by how much we can win in a lottery as opposed to the odds of us winning.
20. That’s a good thing for the Government because the odds of winning a lottery jackpot are about 10 million to 1.
21. A person who drives 10 miles to buy a lottery ticket is 3 times more likely to be killed in a car accident while driving to buy the ticket… than… he is to win the jackpot.
22. Sunday newspaper coupon inserts are the second-most read section of the paper, after the front page.
23. Few people know it but, you can buy single-disease insurance.
24. Only 6% of people in America regularly buy clothes tailor made just for them.
25. Here’s one that’s really important: 63% of us decide NOT to buy a product advertised on the Internet… because… we think the shipping and handling charges add too much to the order.
26. Eight times as many Americans would rather use an ATM than deal with a real live teller.
27. This one’s going to blow your mind: 83% of Americans still pay with checks instead of credit cards!
28. Almost 30% of us say we would need 3 million smackaroos to feel rich. This ties in with the fact most of us would do anything for as little as $3 million… but… not nearly as many of us would do those identical things for a measly $2 million. (Hey, here’s your chance to take advantage of that situation. If you only want to pay $2 million to have something done, ask me if I’ll do it. The chances are, believe it or not, I WILL DO IT.)
29. Here’s another fact which is really, really important: 80% of Americans say giving personal information (especially their credit card information) over the Internet scares the living shit out of them.
30. Two-thirds of Americans say they wouldn’t let their spouse spend the night and have sex with another person for a million dollars. Many of these people are liars. There’s a big difference being asked if they would do it for a million dollars… as opposed to… handing them a paper sack containing the million fungolas and simply saying, “Here, you can have this if you’ll let me sleep with your sweetie tonight.”
31. The average wedding in America costs a staggering $20,000.00.
32. More than one-third of American women consider money more important than good sex to the success of a marriage.
33. According to Employee Benefits Research Institute 96% of all people who have jobs right now won’t be eligible for their full Social Security benefits when they reach age 65.
34. When it comes to houses, more than anything else, people want a state-of-the-art kitchen.
35. When people shop for a car, what they want more than anything else is reliability for the best possible price.
36. One of the best ways to raise money for a charity is to have a free dinner for a lot of people and have an empty envelope tucked under their plate… for the express purpose… of making whatever size donation they want.
37. People tip more on sunny days than they do on dreary days.
38. More than 80,000,000 people call the I.R.S. Information Hotline phone number every year. One-third of those calls go unanswered. And, according to the Treasury Department itself, 47% of the answers the ‘get-through’ callers receive are incorrect.
39. Almost two out of three people have modified their financial behavior because of their fears.
40. Almost three times as many people who live in the South worry about losing their jobs as compared to people who live in the Midwest.
41. Which would you rather do: Shop till you drop… or… have great sex?For men, this is a no-brainer.

However, more women would actually rather have an unlimited shopping spree than spend a weekend with a fabulous lover. In fact, the #1 favorite fantasy of women is to have a blank check to shop at their favorite store.

The favorite fantasy of men (at least in my opinion) is what we would like to DO to the sales girl… rather than… what we would like to buy from her.
source





Pastor GIVES MONEY to Parishioners, Dreams Revived & Realized!!

(below) Reverend Hamilton Throckmorton, right, surprised his congregation in Chagrin Falls, Ohio, when he followed up a sermon by handing out $40,000 in cash.

Pastor's Challenge Shocks Congregation
source
(editing by Ivent)

CHAGRIN FALLS, Ohio (Dec. 20) - The Rev. Hamilton Coe Throckmorton shivered with anticipation as he gazed at the loot - wads of $50 bills piled high beside boxes of crayons in a Sunday school classroom.

Cautiously, he locked the door. Then he started counting.

It was a balmy Friday evening in September. From several floors below faint melodies drifted up - the choir practicing for Sunday service.

Throckmorton was oblivious. For hours, perched awkwardly on child-sized wooden stools surrounded by biblical murals and children's drawings, the pastor and a handful of coconspirators concentrated on the count.

Forty-thousand dollars. Throckmorton smiled in satisfaction as he stashed the money in a safe.

That Sunday, the 52-year-old minister donned his creamy white robes, swept to the pulpit and delivered one of the most extraordinary sermons of his life.

First he read from the Gospel of Matthew.

"And unto one he gave five talents, to another two, and to another one; to every man according to his ability."

Then he explained the parable of the talents, which tells of the rich master who entrusts three servants with a sum of money - "talents" - and instructs them to go forth and do good. The master lavishes praise on the two servants who double their money. But he casts into the wilderness the one so afraid to take a risk that he buries his share.

Throckmorton spends up to 20 hours working on his weekly homily, and his clear diction, contemplative message and ringing voice command the church. Gazing down from the pulpit that Sunday, Throckmorton dropped his bombshell.

Like the master, he would entrust each adult with a sum of money - in this case, $50. Church members had seven weeks to find ways to double their money, the proceeds to go toward church missions.

"Live the parable of the talents!" Throckmorton exhorted, as assistants handed out hundreds of red envelops stuffed with crisp $50 bills and stunned church members did quick mental calculations, wondering where all the money had come from. There are about 1,700 in the congregation, though not everyone attends each week.

The cash, Throckmorton explained, was loaned by several anonymous donors.

In her regular pew at the back of the church, where she has listened to sermons for 40 years, 73-year-old Barbara Gates gasped. What kind of kooky nonsense is this, she thought.

"Sheer madness," sniffed retired accountant Wayne Albers, 85, to his wife, Marnie, who hushed him as he whispered loudly. "Why can't the church just collect money the old-fashioned way?"

In a center pew, Ann Nagy's eyes moistened as she considered her ailing, beloved father, his suffering, and the song she had written to comfort him near death. She nudged her husband Scott. "Give me your $50," she whispered. Nagy knew exactly what she would do.

Throckmorton wrapped up his two morning services by saying that children would get $10. And he assured the congregation that anyone who didn't feel comfortable could simply return the money. No consignment to outer darkness for those who didn't participate.

Throckmorton is warm and engaging and approachable, as comfortable talking about the Cleveland Indians baseball team as he is discussing scripture. At the Federated Church, he is known simply as Hamilton.

But as church members spilled into the late summer sunshine that morning to ponder their skills and their souls, there were many who thought: Hamilton is really pushing us this time.

"There was definitely this tension, this pressure to live up to something," said Hal Maskiell, a 62-year-old retired Navy pilot who spent days trying to figure out how to meet the challenge.

Maskiell's passion is flying a four-seater Cessna 172 Skyhawk over the Cuyahoga County hills. He decided to use his $50 to rent air time from Portage County airport and charge $30 for half-hour rides. Church members eagerly signed up. Maskiell was thrilled to get hours of flying time, and he raised $700.


His girlfriend, Kathy Marous, 55, was far less confident. What talents do I have, she thought dejectedly. She was tempted to give the money back.

And then Marous found an old family recipe for tomato soup, one she hadn't made in 19 years. She remembered how much she had enjoyed the chopping and the cooking and the canning and the smells. With Hal's encouragement Marous dug out her pots. She bought three pecks of tomatoes. Suddenly she was chopping and cooking and canning again. At $5 a jar, she made $180.

"I just never imagined people would pay money for the things I made," Marous exclaimed.

Others felt the same way. Barbara Gates raised $450 crafting pendants from beads and sea glass - pieces she had casually made for her grandchildren over the years. Kathie Biggin created fanciful little red-nosed Rudolph pins and sold them for $2.50. Twelve-year-old Amanda Horner pooled her money with friends, stocked up at JoAnn's fabric store, and made dozens of colorful fleece baby blankets, which were purchased by church members and then donated to a local hospital.

And 87-year-old Bob Burrows rediscovered old carpentry skills and began selling wooden bird-feeders.

But it wasn't the money; everyone said so. It was something else, something far less tangible but yet so very real. For seven weeks an almost magical sense of excitement and energy and camaraderie infused the elegant red-brick church on Bell Street, spilling over into homes and hearts as the parable of the talents came alive.

In her sun-filled studio on Strawberry Lane, Shirley Culbertson felt it - a joyful sense of purpose that she had rarely experienced since her husband passed two years ago. Culbertson, 81, is a gifted painter and watercolors fill her house. But she discovered another talent during this time - knitting whimsical eight-inch stuffed dolls with button noses and floppy hats. She raised $90.

Zooming down country roads clinging to the back of a leather-clad biker, Florence Cross felt it too. For the challenge, Barry Biggin had parked his 2006 Harley Davidson Road King outside the church, offering 12-mile rides for $30. Cross was the first to sign up. Never mind that she is in her mid-80s, had never been on a bike, or that her husband of 60 years had to hoist her up.

"Oh, it was such a thrill!" said Cross, her face glowing at the memory. Her friends now call her "Harley Girl."

Martine Scheuermann lived the parable in her Elm Street kitchen, transforming it into an "applesauce factory" for several weeks. The 49-year-old human resources director would rise at 6 a.m. on Sundays in order to have warm batches ready for sampling at church services.

In his origami-filled bedroom on Bradley Street, Paul Cantlay lived the parable too. Surrounded by sheets of colored construction paper, the 9-year-old crafted paper dragons and stars and sailboats. He set up an origami stand at the end of his street, charged 50 cents to $5 depending on the piece, and raised $68.

Talents began multiplying at such a rate that the church held a bazaar after services on two consecutive Sundays for people to display - and sell - their wares.

The pretty little village on the Chagrin River falls had never seen anything quite like it. Everyone seemed to be talking about the talent challenge: over the clatter of coffee cups at Dink's restaurant, at the Fireside bookshop on the green, sipping drinks at the Gamekeeper's Taverne. Even members of other churches weighed in: Have you heard what's happening at Federated?

"Anyone can open their wallet and give cash," Kris Tesar said. "This was just an extraordinary process of exploration and discovery and of challenging ourselves. It became bigger than any one of us or than any individual talent."

Tesar, a 58-year-old retired nurse, discovered her talent in buckets of flip-flops for sale at Old Navy. She stocked up on yarn and beads and made dozens of funky, fluffy decorative footwear that were a huge hit with teens. Tesar raised $550 for the church, is still taking orders and is thinking of starting a business. Now even her children call her the "flip-flop lady."

People also got to know the "hen lady" - Gabrielle Quintin, who took to raising chickens on a whim 23 years ago when she moved into a 180-year-old house with a barn. Her "ladies," as Quintin calls her backyard flock, provide a welcome distraction from her nursing job in a cancer center. Quintin decided to put her brood to work for the church. For $10 church members could "hire-a-hen" and get three dozen fresh eggs complete with a photograph of the "lady" who laid them.

"It wasn't exactly spiritual, but I had a lot of fun," said Quintin, whose husband, Mike, made glass birdfeeders. "And it was just this great way of bringing everyone together and connecting with the church."

Kathy Wellman quilted. Mary Hobbs knit shawls and penciled portraits. Cathy Hatfield auctioned a ride in her hot-air balloon. Norma and Trent Bobbitt pooled their money with another church member to hire a harpist from the Cleveland orchestra and host an elegant evening dinner party. Folks paid $50 each to attend and the Bobbitts made over $1,200.

And physician Peter Yang took over shifts from other doctors in his partnership (he used his $50 for gas to get to the hospital) and raised $3,000.

The deadline to return the money was Sunday, Oct. 28. Nervously, some church council members suggested posting plain clothes security guards at services that day. But Throckmorton would have none of it. He insisted that the spirit of the challenge, which had already inspired so much goodwill, would carry them safely through. And it did.

Organ music filled the church as people silently filed down the aisle, dropped their proceeds into baskets, and offered testimonials about what living the parable had meant to them. Throckmorton thanked everyone for their generosity. Then he started counting.

A week later he delivered the joyful news: They had more than doubled the amount distributed.

The initial take was $38,195 over the loan, but the amount is still growing. Some people didn't make the deadline, or extended it in order to finish their projects.

The final sum will be divided equally between three charities: One-third will go to a school library in South Africa where the church is involved in an AIDS mission; one-third will go to micro-loan organizations that provide seed money for small businesses in developing countries; one-third will help the Interfaith Hospitality Network in Cleveland, specifically programs for homeless women.

Throckmorton is asked all the time if the talent challenge will become an annual event, but he is doubtful. It was a special time and a special idea, he says, and he is not sure it could be re-created or relived.

Yet in a very real sense, it lives on. Church members who never knew each other have become friends. And orders for applesauce, flip-flops and Rudolph pins are still rolling in for Christmas.

There are other, more poignant reminders. Like Ann Nagy's haunting tribute to her father, who died of brain cancer on Oct. 11.

Nagy, 44, has always been a singer with a clear lovely voice. It wasn't until her father grew ill and moved into a hospice that she started writing songs. She found solace in the music and a way of communicating that was sometimes easier than spoken words.

At hospice, patients are taught five simple truths to tell their loved ones before they die: I'll miss you. I love you. I forgive you. I'm sorry. Goodbye.

Borrowing from that theme, Nagy wrote a farewell song for her Dad. She pooled her $50 talent money with her husband's share and cut a CD to sell to church members. Ironically it was finished just an hour before her father passed, on Oct. 11. Nagy stood by his bed and sang it for him anyway.

On Nov. 11 - her father's 72nd birthday - Throckmorton preached a sermon about dying. He invited Nagy to the altar. There, accompanied by a cellist and a pianist she sang "Before You Go."

Her voice soared. The congregation wept. The parable of the talents had never seemed so alive.
****
What a blessing the PASTOR was to the congregation-bringing the scriptures to life.
I'm sure a pulpit-pimp would never take that course of action, but I had to post this. I speak so much about the charlatan 'pastors'-but people need to be aware of pastors who are teaching the truth, too.
Throckton is awesome man of God, and to God be the glory!
***
“Finally, brethren, whatever is true, whatever is honorable, whatever is right, whatever is pure, whatever is lovely, whatever is of good repute, if there is any excellence and if anything worthy of praise, dwell on these things.” – Philippians 4:8








Monday, December 17, 2007

This Star From "Shysters & Perverts In Jesus' Name" is trying To Put The Game on Lock!!

Important: Those caught up in idolatry of pulpit pimps and bound up in traditionalism (my pastor,my grandma taught me...) will not like this post.
But you better recognize...this is truth, and the truth hurts sometimes.
Get past your pride and learn about what goes on with pulpit pimps!
SmileyCentral.com

I klept'd this from one of the most aggressive watchmen (Melvin Jones is neck & neck) in the Body of Christ...IC.

Independent Conservative:



"Pulpit Pimp Eddie Long Tells His Followers They Can’t Watch Him On-Line if They are in His Area. How Else Can He Ensure They Give Him Money?"

***
Blogger Attorneymom at the blog Character Corner was trying to view pimp Eddie Long online this past Sunday and was denied access to the live video stream. (I’m not calling her a follower of Long, or making any endorsement of her either.
I’m not making any assertions about her positive or negative, just citing her post because she has the scoop:
*********************

'NO MORE NEW BIRTH CHURCH SUNDAY SERVICE LIVE ON STREAMINGFAITH.COM FOR METRO ATLANTA

'I paid a visit to streamingfaith.com to watch the live broadcast of New Birth Baptist Church only to learn that Bishop Long has discontinued airing the live broadcast of his services for those of us living in the metro Altanta area. He said that he has learned that certain of New Birth members were watching the service over the internet instead of actually attending the service.

Accordingly, he wants those of us living in the metro Atlanta area to personally come to the church if we want to hear him preach live on Sunday mornings.

Selah.'
**********************
I guess a pimp has got to do what he’s got to do in order to keep the money coming in. I mean you don’t want people who could drive over, wait 1 hour in traffic for a parking spot (and another hour when leaving) and toss you some cash to sit at home and watch via the Internet. That tainted skim milk is not the kind of thing I guess he wants to help the sick and shut-in have easy live access to. Eddie is as bad as the NFL teams that prevent locally televised broadcasts of home team games when the venue is not sold out. But they are doing what we would expect from money changers. Oh wait, Eddie Long plays as if he can be the money changer for God, so no wonder he did this. OK, it all makes sense now, in a heretical kind of way.

I say Eddie should go the whole cow and just end all his media broadcasts, because he spreads straight garbage.

To anyone who desires to view Eddie Long online because you feel he is a man of truth, please consider:
(note:please see the source above to check out the links for the bulletins listed below, very enlightening-with scriptural backing-bria)

* His ways against a read of Matthew 23.
* His efforts to have people give money for fulfillment of their personal desires against a read of Acts 8:20-23.
* Think about the big passover scam he runs annually.
* Consider 1 Timothy 6 and the instruction to FLEE bad doctrines, that do things like treat godliness as a means for financial gain.
* The games he plays with sermons.
* He claims to hear straight from God on High, yet lies and tells Christians they should pay into a man contrived system of collections that has been labeled a “tithe”, but is not tithing, can’t be tithing and was never a weight God placed on the church.
* His so-called “slain in the spirit” trick.
* His flip-flop regarding his treatment of Louis Farrakhan.
* His trashing of the gospel and charity scam.
* His assuming a place under Oneness heretic TD Jakes.
* His work with Paul Morton, that does not hold up to scripture.
* The support he gave to Earl Paulk when the scandals were breaking in the news.
* How his teachings fail to express scripture’s command of contentment.

Turn from those who make merchandise of the Gospel of the Lord Jesus Christ, 2 Corinthians 2:17.

Monday, November 26, 2007

Pay or Don't Come To This Church??

Drumbeat to my blogmama Lynn over at Hicktown Press , for bringing us an old article, yet new to many of us! Check out an interesting read from Afromerica.com...when will this ever end? Below is the complete story, but here's the link if interested:

oh,It's Like That, Juanie B?

**Obviously it's an older story...look at the photo**


weeksbynum (13K)Church Sells Memberships


An eyewitness to one of many abominable mega-church worship practices has come forth to share with Afromerica an incident that should not go unnoticed or unpunished. While attending the church of Bishop Thomas Weeks and Juanita Bynum early Sunday morning, the witness said that sister Bynum told the prayer group that they needed to purchase a t-shirt with the church name on it. And if they did not purchase one, they could not attend next week's prayer meeting.

One does not have to be a religious holy roller or a Doctor of theology to know that no one has the authority to keep people from God's church. If they want to pray at church, there should be no purchasing prerequisites for doing so.

This witness also told that a few months ago while visiting the church, Bishop Weeks told the congregation that if they did not pay their tithes that day, that they would be receiving a letter in the mail at their home telling them they could no longer come to his church. Ain't this a blip? Who in hell (no pun intended) does he think he is?

So Afromerica decided to research this so-called mega-church of God. While visiting the church website, Afromerica discovered that this organization is not out for the purpose of saving souls, but obviously - by the set up of the website - to make money, money, money. Visit the site.

This type marketing and advertising of God's word is a disgrace to religion and a destructive force in the Black community. These people should be stoned, and yes, Afromerica said it. There is no fear of God's wrath against what we said because if God were a just God, he would know that this ministry of Weeks and Bynum is more of an abomination than telling the truth about it.



Friday, November 16, 2007

Get Out of Debt...The Early Show-Shows You How!

Handle Your Financial Business!!



Check out this video from the Early Show that will put you on the road to financial freedom.

For serious minded folks only!

Tuesday, October 30, 2007

Apparently, desperate times calls for desperate measures



Sellers offer house for the deal of their lifetime
Fed up with no offers, will refund entire purchase price upon their deaths
source
(image courtesy of Google Images)



WEXFORD, Pa. - It could be the deal of a lifetime. A Pittsburgh-area couple, Bob and Ricki Husick, are offering anyone who buys their home full cash-back upon their death and even their full inheritance, currently worth at least $500,000.

The Husicks have been trying to sell their home for almost a year, but have failed to do so in the current shaky market.

Bob Husick said he's asking $399,900 for the four-bedroom, three and a half bath home about 20 miles north of Pittsburgh.

According to the Husicks' offer, the buyer would get the money back when the couple dies. And if the buyer agrees to care for them in old age, they could also inherit their retirement home in Arizona, bringing the estate's current value to about $500,000.

***
Times are truly tough.
I'm sure there'll be incentives of all types out of desperation to sell a home. Honestly,
It's so hard to believe that many people's dreams of owning a home has been realized as a nightmare.
People are selling their homes at 50%+ than their asking price, or some are struggling paying 2 mortgages.
I don't know what it will take to resolve these issues, but it can't come soon enough for some.
Ivent

Friday, October 26, 2007

$$$ Financial Freedom Friday $$$


You can always trust Grandpa Terry, for
good financial advice!


Grandpa Terry's Tip of the Week

Quick Money Tips #1 from Budget Stretcher

This is the 1st in a series of articles that provide helpful
money tips that you can use to stretch your budget.

1. Don't use your credit cards unless you intend to pay off the
balance at the end of the month.

2. Prepare a simple budget that you can stick to.

3. Organize your bills and receipts so that you can lay your
hands on anything you need within 60 seconds.

4. Use your checking account only to pay bills. Use cash for
everything else.

5. Control your impulse spending.

6. Don't spend more than you make each month including credit
card purchases.

7. Plan all of your purchases no matter how large or small.

8. Set your financial priorities keeping in mind you and your
family's survival.

9. If you are having money problems, find out how you got there
so you can make a plan to get out.

10. Set aside some money for a crisis fund you can use for
unplanned and unexpected expenses.

***********************************************************

Site of the Week

Frugal Families
http://www.frugal-families.com/





source

Tuesday, October 23, 2007

It's not over yet!


Funds Raised for Jena Six Defense Covering Legal Fees, but Monies Drying Up, Activists Say source



As thousands rallied in a Jena, Louisiana ballpark on Sept. 20 to support six black youths facing stiff charges for fighting a white school mate, realtor Robert Clark climbed atop his recreational vehicle with a public address system and went to work raising money.

“I was looking at all the slogans -- ‘Free Mychal Bell’ and ‘Free the Jena Six,’” Clark told BlackAmericaWeb.com. “I said we can raise enough to free Mychal Bell right now if everyone puts in $2.”

His goal was to raise about $10,000 to bail Bell out of jail. He ended up raising about $27,000, with the first contribution of 500 $1 bills coming from a Monroe, Louisiana motorcycle rider. A Louisiana doctor paid Bell’s bail. The money raised by Clark was handed over to Louis Scott, the lead attorney for Bell.

In the weeks since thousands flooded the tiny Louisiana town calling for equal justice, groups raising funds for the defense say the inward flow of money has tapered off.

The Color of Change, a California-based group that began accepting contributions for the Jena Six's defense early in the case, reported raising about $230,000 to help pay lawyers and court expenses. To date, $170,000 has been paid, said James Rucker, executive director of Color of Change. Lawyers representing five of the six youths have received money. The organization is awaiting invoices from a sixth attorney, Rucker said.

“The fund was building and building, then it peaked just after Sept. 20,” Rucker told BlackAmericaWeb.com. “After a week or so, it slowed down.”

****

Family, we need to look into this. I'll research an address, email or something so that we may continue to send money for Jena 6. If we don't do something, no one else will.

Friday, October 19, 2007

How Financially Fit Are You??


Family,

It's time to get our money straight!!

Take the Financially Fit Quiz at homemoneyhelp.com and find out: source

$$$ FINANCIAL FREEDOM FRIDAY $$$


Because some people are STUPID enough they will buy anything, savingadvice.com provided tips:


Top 10 Ways to Waste Your Money on e-Bay This Week


By Cortni Marrazzo

While I can’t guarantee that these are the absolute top 10 ways you can waste money on e-Bay this week, they certainly deserve some attention and possibly some laughs…

10. A rubber band: No joke. You can get a regular rubber band for $1 with free shipping.

9. A million ants: You can adopt an ant that has nested in the bottom of some guy’s garden. Apparently you get an adoption certificate and everything. Only $2. (The listing says this is actually a fundraiser. By adopting an ant you are helping raise money to develop and build a theme park for physically challenged children. If this is in fact the case, it wouldn’t really be a waste of money, but it’s a nice addition to the list)

8. 3 Huge 20 inch Rubber Chickens: Why?

7. Plans for a Shoulder Fired Toilet Paper Bazooka: For only $9.99 you can get the plans to build a bazooka that can apparently shoot the following according to the listing:

1) Toilet paper (5 rolls at a time if you like)
2) Stuffed Animals
3) T Shirts, including unwanted laundry (yes panties!)
4) Confetti, on mass
5) Water – Be careful with shooting water as it is more equivalent to a fire hose
6) YOU HAVEN’T LIVED until you have shot off a barrel of popped popcorn. Instantly turn a room white – Maybe at the office


6. Bacon Strips Adhesive Bandages: Band Aids that look like real pieces of bacon. You can also get ones in the form of T-Bone Steak. Buy it now for $4.95.

5. A Talking Toilet Paper Holder: Record your own messages to be heard every time the roll turns. Only $9.95

4. A Fritos Chip shaped like the breast cancer awareness ribbon: Starts at only $1 with $5 shipping (you have to keep it padded so it doesn’t break during shipment)

Also available: a potato chip that looks like Scarlett Johansson and some dryer lint that looks like Tom Brady of the Patriots.

3. A giant 725lb pumpkin: Even though bidding starts at only a penny, I think transporting this thing would be more work than it’s worth. Here’s what the listing said:

This is auction is for pickup only and the buyer must provide a means of transporting them. you must have a pickup truck and 7 strong men and/or a back hoe at your disposal with a crane connection and bridal/harness. A have an Amish sheet with a couple dozen handles you can use to help you get it in the car. it can be flipped onto that and everyone can grab a pair of handles. this sucker is heavy!!


2. OJ Toast: You can buy this piece of toast with OJ Simpon’s picture burnt on to it. Actually featured on the Jay Leno Show. Currently going for $41.

And the number 1 way to waste your money on e-bay this week…

1. Afterlife Messenger Service: Just email them your message along with the email or street address of the recipient where you want your message delivered. Make sure somebody will place your name in the obituaries when you are dead. They search obituaries from more than 400 U.S., Canadian and U.K. newspapers and the Social Security Death Index and their computers will alert them when its time for them to send your message. According to the listing:

That’s right folks you can now make arrangements to express yourself from the grave…Certain restrictions do apply. Other arrangements, details and instructions for what to do after you are dead are negotiable.


Starts at only $6.99.

So even if you haven’t been able to stick to your budget this week, don’t totally despair. You certainly could have wasted it on much more useless junk than you probably did.

source

Wednesday, October 17, 2007

"Baby Jessica" Now Has a Baby!!


"baby" Jessica, then and now (below)



Baby Jessica waits to collect $1M fund

source

MIDLAND, Texas - The 18-month old girl pulled from a backyard well two decades ago is now a young wife and mother — one waiting to collect donations given to her during her ordeal that are expected to total $1 million or more.

The anniversary of Jessica McClure's rescue passed Tuesday like almost every other day in the 21-year-old's life, with no public comment from her about the event that once captivated viewers around the world.
The young wife and mother is living quietly in this West Texas oil patch city, the same one where she fell into the backyard well.

"Jessica's just been a wonderful, wonderful mother," said her father, Chip McClure. "That's always been Jessica's dream, to be a stay-at-home mom."

In 3 1/2 years, however, her quiet existence might change when all the donations sent to her when she was a baby mature into a payment of $1 million or more.
Many of the sympathetic strangers who remained glued to television coverage until Jessica was freed from 22 feet below the ground showered her family with teddy bears, homemade gifts, cards and cash. It will remain in a trust fund until she turns 25.

Her father says Jessica is a happy and active woman, and doing "all the normal stuff" with her year-old son, Simon.

A woman who answered the phone at a listing for Jessica McClure's husband, Daniel Morales, identified herself as Jessica but told an Associated Press reporter she had reached a wrong number.

Richardo Morales, Simon's uncle, said Jessica has talked about the windfall and has plans "to put it into a fund for Simon."

In 1987, Chip and Cissy McClure were poor teenagers struggling to make ends meet during the depths of the oil bust. Cissy McClure left Jessica in her sister's yard while she went to answer the phone. Moments later, Jessica happened upon an 8-inch hole and innocently touched off a global event.

When rescuers brought her to the surface 2 1/2 days later, her head was bandaged, she was covered with dirt and bruises and her right palm was immobilized to her face. The image was ingrained in millions of people's memories and won a Pulitzer Prize for Odessa American photographer Scott Shaw.

A poll taken by The Pew Research Center for the People and the Press in 1997 that measured coverage of Princess Diana's death earlier that year found that in the previous decade, only Jessica's rescue rivaled the Paris car accident in worldwide attention.

Chip McClure remembers being "absolutely floored" by the media coverage once the family got to the hospital with Jessica. Vice President George Bush and his wife, Barbara, former Midland residents, visited. President Ronald Reagan called.

"It's a little surreal," Chip McClure said about the passage of so many years. "It's difficult to comprehend."

About three years after the TV cameras left Midland, Chip and Cissy divorced. Each has remarried.

Throughout their daughter's childhood, they worked to give her a normal life.
"At the end of the day, she went through a lot, and was loved by millions and millions," said Chip McClure, 38, who sells real estate in the Dallas-Fort Worth area.

Jessica has no memory of the ordeal, the loss of part of one foot, and the 15 operations that followed the 2 1/2 days she spent wedged all alone in the well, singing about Winnie the Pooh.
Jessica talks often about having another child, Chip McClure said.

"We encourage her to wait a little while," he said.

Chip McClure said that he and Jessica's mother allowed their daughter to decide whether to talk to the media once she got old enough. Jessica has spoken publicly only twice since 1987.

In June, Jessica told NBC that the ordeal "couldn't cage me then, why should it cage me now?"
In 2002, she told Ladies Home Journal that talk of her "incident" bored her and referred to the scars she bore.

"I'm proud of them," she said. "I have them because I survived."
Richardo Morales said the rescue still comes up, but with a touch of humor.

"There's times when we sit down and talk about it," he said. "We'll be saying, 'Watch out, there's a well.'"
Life didn't turn out as smoothly for others involved in the toddler's rescue.

In 1995, paramedic and rescuer Robert O'Donnell, who wriggled into the passageway and slathered a frightened Jessica in petroleum jelly before sliding her out into the bright television lights, shot and killed himself at his parents' ranch outside Midland.

His brother, Rick, has said O'Donnell's life "fell apart" because of the stress of the rescue, the attention it created and the anticlimactic return to everyday life.

In 2004, William Andrew Glasscock Jr., a former Midland police officer who helped in the rescue, was sentenced to 15 years in federal prison on charges of sexual exploitation of a child and improper storage of explosives. A year later, he was sentenced to 20 years on two state charges of sexual assault.



Meanwhile, Jessica graduated from high school in Greenwood, not far from Midland, and married Daniel Morales, 34, in early 2006.
****


I remember being glued to the screen too. It was a breath holding, eyes closing, fingers crossing moment in history. We knew her not, but parents all over the world knew it could've been their child, instead.


I hope she does wisely with the money.


Ivent.

Friday, October 12, 2007

$$$ FINANCIAL FREEDOM FRIDAY $$$

It's that time again...it's Financial Freedom Friday!!
Here are tips of the day from the mouth of BlackEnterprise.com:

Cutting Costs
... savvy ways to save on necessities

--Few things in life are free, but some products and services can be bought at significantly discounted prices if you're willing to make a sacrifice or two.

Electronics Savings: Planning to buy a new television, computer, or other electronics? Many stores sell display models for 10% to 20% savings since the product is technically "used." Jim Babb, a spokesman for Richmond, Virginia-based Circuit City Stores Inc., says, "We call these products 'open box savings,' and the size of the discount depends on the product." While Circuit City's open box products all carry full manufacturers' warranties, other stores may have a different policy. So be sure to ask if you're forfeiting any benefits offered to customers who pay full price.

Personal Care Cutbacks: If you're the type who likes to pamper yourself with spa services, look for the nearest school for estheticians (also check out Spa Week on the previous page). Many cosmetology schools that teach such skills as hair, nail, and skincare offer services at a discount so that students have customers on whom they can hone their skills. For example, the Georgetown Aveda Lifestyle Salon & Spa in Washington, D.C., charges $120 for its Elemental Nature Facial for Radiant Skin, while the Aveda Institute, a training facility in Washington, D.C., charges $50 for the same service. However, be cautious about having chemical products applied such as hair relaxers, advises Torrence Wimbish, manager of Salon Plaza in Largo, Maryland. "Though students may have practiced on [mannequins], it's a different ball game when you actually have to put a chemical on a human," he says.

Thrifty Sites: Visit Websites such as www.consignmentshops.com to find consignment shops that offer savings on secondhand clothing and goods such as office furniture and household items. The merchandise is typically in good condition, though you should ask about and be comfortable with the return policy before making a purchase.

******
Utilizing these tips will help you to achieve most of your short term goals.
The first step after acknowledgement is implementation!
You better recognize...money is not going to magically allocate themselves to your bank account.
You better have a bank account!!
Oh Lawd, that's a whole other topic...(posting coming soon!)

Monday, October 08, 2007

File This Under: OOOOOOOHHHHHH Y'all Know Y'all Wrong!!!!! hee hee

I snagged this You Tube video parody of Juanita B/American Idol from Independent Conservative. I must admit, very, very creative :) You betta recognize--you better watch what you put on You Tube...you never know who'll take it and remix it!!
Ivent



Friday, October 05, 2007

$$$ Financial Freedom Friday $$$

Life After BankruptcyYou can rebuild your credit
By Kellie Tabron August 29, 2007
(source: blackenterprise.com)

--After her husband's death, Louise Tripplett found herself alone with four children, while bills poured in faster than she could pay them. "The bills amounted to more money than I had coming in," she explains. Tripplett decided filing for bankruptcy was the best option.She's not alone.

According to the Administrative Office of the U.S. Courts, nearly 1.5 million Americans filed for bankruptcy in the 12 months preceding June 2006. Cynthia L.Gibson, an attorney in California, says the decision is a serious one. "Once you file for bankruptcy, it stays on your credit record for 10 years."You can, however, start on the road to financial recovery today. Start monitoring your credit record regularly.

You are entitled to order a free copy of your credit report every year from the three major reporting agencies: Experian, Equifax, and TransUnion. Go to http://www.annualcreditreport.com/.

Howard Dvorkin, founder of Consolidated Credit Counseling Services Inc. in Florida (www.consolidatedcredit.org), recommends writing a letter to each credit bureau if you find inaccuracies. Include your full legal name, address, birth date, and Social Security number, and make photocopies of any documentation. "If the credit bureau can't confirm within 30 days whether or not the information is accurate, it must be removed," he says.
  • Within five days of making a correction, the credit-reporting agency must send you:
  • Your corrected credit report
  • Written explanation of its investigation process and the contacted creditor
    A notice of your right to have the credit bureau send your corrected credit report to employers reviewing it in the past two years and anyone else reviewing it in the past six months.
If after 10 years a bankruptcy doesn't drop off your record, likely because of administrative error, write a letter. Be persistent. If you don't get resolution within 30 days, write again and follow up by phone.

Our experts say that your most important financial tool now is discipline. Tamara Haskins, a financial adviser for Merrill Lynch in Edison, New Jersey, says, "Consider meeting with a good financial planner to help you set goals and create a road map to reach them.
Keeping a monthly budget and comparing it to your actual spending will also help keep you on track."Tripplett agrees, "You don't want to become a person who files bankruptcy every 10 years just because you can. Be stable and stay within your limits. Reestablish your credit by paying on time and in full every month.

"Want to rebuild your credit after bankruptcy? Try secured cards.

Filing for bankruptcy can affect your ability to get credit cards, buy a home, and find employment. Secured credit cards are an excellent way to begin rebuilding your credit. Secured credit cards require you to maintain a savings account as security for a credit line. Deposits can start as low as $100. Credit lines, which can increase after establishing a good payment record, are typically 50% to 100% of your deposit.
Keep these facts in mind:

  • Miss payments on your account and your deposit funds will be used to cover what you owe.
  • Annual fees and higher interest rates than unsecured cards are common as are application and processing fees.

The Federal Trade Commission says to avoid surprises by asking about a card's total fees before you apply and verifying whether they will be refunded if your application is denied. Confirm that the credit card issuer reports to major credit bureaus; otherwise, having the card can't help you rebuild your credit.Find information on secured credit cards at Websites such as http://www.creditcards.com/.

Consistently pay on time and stay within your credit limit and on average, after about a year, you'll begin increasing your credit score and eventually qualify for an unsecured card.
*******************
Family, it's time to get our finances together! Some of us will be facing retirement soon, and at my workplace-people don't prepare for retirement til approx 2 years before their planned escape. Because of poor planning they can't leave because there's not enough money to sustain them. It's sad and it's reality.
You better recognize-it doesn't have to be YOUR REALITY.
Set a small goal for yourself for your financial health. How about simply, WRITING out a budget?? And build from there :)
In the right sidebar of this page there are several money links, a get out of debt link, and a credit report link. Those are permanent links available to you 24 hours a day. Check them out!
Ivent

Sunday, September 30, 2007

Suze Orman...

Suze Orman on Larry King Live-CNN






Suze Orman on Larry King Live!

Although it's not Financial Freedom Friday-tomorrow is an exception, Financial Expert Suze Orman will be appearing on Larry King Live, tomorrow Oct 1st @ 9pm, EST on CNN. For those who are cable-less, satellite-less, wait a few minutes after the show-you know it'll be uploaded on You Tube in no time!!


Not only is she knowledgeable in her area of expertise, but she's facinating to watch.

Unfortunately, some of us has to go to class tomorrow, therefore I will not be a part of the festivities! If anyone has any thoughts regarding Suze O's appearance on Larry King Live, please post your thoughts !

You better recognize-financial advice is timely ANY DAY of the week!

And pray for me-I have Algebra for 4 (that's not a typo) hours!


God bless you!
Ivent






























Friday, September 28, 2007

$$$ Financial Freedom Friday $$$

Grandpa Terry





What's In Your Wallet??






We've seen the citibank commercial over a gazillion times, and I'll once ask again..."what's in your wallet?" or better yet..."what ISN'T in your wallet?"


If you like other Americans answered "money," you'd be in the majority.


Next question, "are you on a budget?" Most Americans who are in debt-do not utilize a budget.


Why use a budget?
Budgeting helps you to see where your money's going.

For ex., Starbucks coffee is delicious, but one $4 cup everyday on the way to work is $20/wk, $80/month, and a whopping $960 per year. Think of the gas you can purchase with $960 per year. Ok, it still wouldn't pay for a year but it'll make a huge dent in your gas budget! $960 is a down payment towards a car, you can buy new textbooks for a school year, you can treat yourself to wardrobe (on sale) etc.


Budgeting takes determination and discipline, it's not for the faint at heart, but for those who want to have money in the bank.


Where to Start

In searching for a credible online debt website, I could not believe my fortune when I read about "Grandpa Terry." Grandpa Terry, a former navyman, considers his job title "grandpa" to be his most important job right now. His website called "Budget Stretcher" found at



contains so much information about debt relief, that it seems almost criminal to offer it to the public-FREE. That's right, it's free. Many of our questions are answered here, and you can also sign up to receive helpful information via email. Also, he's speaking from experience. Grandpa Terry admits when he met his goal in the navy of being promoted to Second Class Petty Officer, Grandpa T admitted his finances were in a mess. Grandpa keeps it real, he is nonsense and he will help you get out of debt.
This is a start.
Next Friday, I will take a tip from Budget Stretcher and include it in Financial
Freedom Friday's post.
Fam, you betta recognize. It's time for a change.
Ivent
p.s. you cannot get out of debt, if you do not know how much debt you owe. Go here to get your FREE annual credit report: https://www.annualcreditreport.com/cra/index.jsp
source: Budget Stretcher. image: budget stretcher

Tuesday, September 25, 2007

Mo' Money, Mo' Problems-No Money & Even Mo' Problems!



I've noticed in the minority communities (not all, just those that i've observed), adults were not taught the importance, and value of money, as children or young adults. I didn't say the love of money--but the fiscal responsibility that comes with having and KEEPING money. Many of us weren't taught to pay our bills on time, live on a budget, save for a rainy day. Many of us had no prior knowledge of credit (credit scores, credit ratings, credit bureaus etc) until we were told, we had "bad credit." It is NEVER too late to learn. At least once I week, I will post financial advice that I believe will prove to be useful and advantageous in our lives. This first post, hit homes for many minorities. Three words: IT'S A SET-UP, IT'S A TRAP, IT'S A RIP-OFF, IT'S A SCAM, JUST SAY NO.




Money Sense: Beware Payday Loans The cost outweighs the benefit
By Alfred Edmond, Jr.,Black Enterprise Editor-in-Chief
source: blackenterprise.com

One of the most important aspects of becoming a successful wealth-builder is learning to recognize and avoid what I call poverty traps: behaviors and ways of thinking that sabotage our ability to increase our net worth and build wealth. The poverty trap I'm talking about today is payday loans, which are a costly way people address their cash flow problems or unexpected, unplanned expenses. Many turn to these loans because they are desperate or don't know any better.


We've all seen or heard ads promoting payday loans on billboards, on the radio and television, on the internet, and even in the mail: "Get Cash Until Payday–Fast!" The problem is that this is an unreasonably expensive source of credit, which is why people who habitually use these loans (also known as cash advance loans, check advance loans, post-dated check loans or deferred-deposit check loans) are usually perpetually short of cash, have weak credit scores, earn relatively low incomes and/or have adopted a lifestyle that requires them to spend more than they make.


Here's how it works: You write a personal check payable to the lender for the amount you want to borrow, plus a fee. The lender gives you cash in the amount of the check, minus the fee, which can be a percentage of the check amount or a charge for every $50 or $100 borrowed. The idea is that you will cover the check on your next payday. However, if you decide to extend or "roll-over" the loan, you pay additional fees for each extension–the longer you take to pay back the loan, the more it costs.


So what makes this a poverty trap? Let's say you write a personal check for $115 to borrow $100 for up to 14 days. The payday lender agrees to hold the check until your next payday, when you will redeem the check by paying $115 in cash. The cost of this loan is $15–a whopping 391 percent annual percentage rate (APR)! (And I think a credit card with an APR more than 14 percent is too expensive.) Roll-over the loan three times, and you've just paid $60 to borrow $100. It sounds crazy, but there are people engaging in this form of "money management" on a regular basis.



  • Before falling into the poverty trap of payday lending, consider the following alternatives suggested by the Federal Trade Commission:
    When shopping for credit or a loan, ask for the APR. Under the Truth in Lending Act, lenders must disclose this information, along with the finance charge, in writing. If you look for the option with the lowest APR, you'll find borrowing from a credit union, your employer or family or friends until payday will always be a better deal.


  • Ask your creditors for more time to pay your bills. Even if they charge a late fee or raise your interest rate, it will probably still be cheaper than a payday loan, and definitely cheaper if roll-over fees are added.


  • If you must use the services of a payday lender, never borrow more than you can afford to repay with your very next pay check, and still be able to cover your necessary living expenses. Constantly extending payday loans creates an almost addictive cycle of fees that can and will rapidly consume your income faster than you can earn it. It's virtually impossible and extremely costly to catch up.


To learn and commit to the 10 principles of the Declaration of Financial Empowerment so that you can learn to avoid this and other poverty traps, download your free Black Enterprise Wealth Building Kit.Alfred Edmond, Jr.'s column on Money Sense appears weekly at blackenterprise.com as well as on the Doug Banks Morning Show every Wednesday.


*************

Family, it's time to break the cycle. We have parents who are messing up their children's credit, and the kids aren't old enough to have utilities in their name!! Stop the madness. The hardest obstacle to overcome is the attaining your credit report. Most of the time the credit report isn't as bad as you think. And if it is- handle your business, pick up the phone act like you're grown (since you're always saying "I'm a grown woman/man"--act like it) and get your affairs in order! If you're embarrassed to car shop, house shop etc because you know your SSN will be asked for-handle your business. If your heart palpitates when the subject of credit comes up-handle your business. If you want to be the one to have good credit, and interest rates to match-HANDLE YOUR BUSINESS! Now's a good time-wouldn't you agree?? Just begin paying your debts-one collector at a time.

In the U.S.A. (most states) you are entitled to an annual credit report free! Once you get your credit report it is available for viewing (or printing) for 30 days. After 30 days, you will have to pay. Visit the Annual Credit Report website: https://www.annualcreditreport.com/cra/index.jsp and if you don't have access to a computer, don't fret- you can call the toll-free number at 1-877-322-8228.

Village- it's time we leave our children wills-NOT BILLS!


You Better Recognize!!
Ivent

"If any of you lack wisdom, let him ask of God, that giveth to all men liberally, and upbraideth not; and it shall be given him." James 1:5 (KJV)